We have gathered up quite a bit of available credit (like rolling tumbleweeds) in our debt journey (enough to hang our self with a rope, but lemme try to keep this post positive).
Consequently we used to get a lot of telemarketing calls trying to get us to use these credit cards by transferring higher interest debt onto a card with a low balance transfer rate.
Apparently, while I had my head in the sand, the Irishman started to play along. Hence our debt story where we had amassed $250K of consumer debt up to D-day. (I kid you not, go read about it here).
So fast forward to March 2012, more affectionately known as D-day, I put my big girl
ie panties on and start wrangling this debt monster. Strategy becomes my game. Hey, I got nuthin’ else. Continue reading